The Power of Regular Investing
Regular monthly investing (dollar-cost averaging) smooths out market volatility and builds wealth consistently. $500/month at 7% for 20 years grows to $260,464 — but you only invested $130,000. The other $130,464 is pure investment returns.
How This Calculator Works
Enter your starting lump sum, monthly contribution, expected return rate, and time horizon. The calculator compounds your returns monthly and adds your contributions to show the total projected value.